Drones (unmanned aerial vehicles (UAVs)) have become increasingly important to the insurance industry. Many insurance companies are exploring using UAVs to conduct inspections and award insurance claims.
Drones are becoming increasingly popular among insurance providers because they are easy to use and maneuver, have a wide range of capabilities, and can save lives, time, and money.
According to recent studies on UAVs for Insurance Claims and Inspections, UAVs save approximately 5.5 Hours of Time and Over $300 in Costs Compared to Manual Inspections. Minimized Human Engagement on-Site Prevents 164,000 Ladder-Related Injuries Per Year
How to Use Drones for Insurance Inspections
Drones have a variety of functions and features that make them very useful to insurance inspectors, which is why they are increasingly being used and becoming more popular in the insurance industry.
Some of the basic ways that insurance claims and insurance inspections can be performed with drones include:
Perform a Quick Roof Inspection
Roof damages make up the bulk of insurance claims made to flood insurance companies, and they’re also the most hazardous.
Inspectors will have to climb tall ladders to assess the condition of your roof and determine how much compensation you’ll receive.
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With so many different types of roofs and house structures available today, inspecting roofs has never been more challenging.
Thousands of insurers have been injured while conducting roof inspections. Drones can drastically reduce the risks associated with roof inspections.
Instead of climbing on top of your roof, conducting your inspection, and taking photos, you can fly a drone down and capture footage of your roof from the ground.
Drones’ image quality has improved dramatically over time, allowing them to produce detailed and comprehensive images that meet the needs of roof inspections.
Property Insurance Inspections
Drones can reveal insights, problems, and other details about insured properties that may not be immediately apparent to the naked eye — especially when inspected from the ground.
Using drone footage, insurers can gain a bird’s eye view of insured property and quickly calculate insurance values based on data-driven and precise information obtained from drone images and videos.
Accurate Natural Disaster Inspections
Insurance companies often have to take risks to inspect insured properties or areas that have been affected by a natural disaster, even days, weeks, or even months after an earthquake, flood, or other disaster.
But now, with the help of drone services, insurers can inspect these areas in a safe and secure manner.
Insurance companies can fly their drones over affected areas to assess the condition of an insured property and assess the value of an insurance claim.
By using imaging sensors and imaging cameras, insurers can easily take pictures and videos of affected areas.
This saves insurers time, money, and resources, but most importantly, eliminates risks to their own safety and health.
The Benefits of Drones for Insurance Inspections
There are many advantages to using drones for insurance inspectors, especially when it comes to health and safety.
Minimizes Inspections Costs
In order to carry out a thorough inspection of a property, particularly a roof, insurers employ a variety of tools such as ladders, safety harnesses, etc.
There are also additional costs associated with lodging and travel for the insured property if the property is located in a remote location.
Some companies hire professional contractors to carry out the inspection. All of these costs are eliminated with the help of a drone, saving the company a lot of money down the road.
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Reduce the Risk of Injuries
Drones navigate property inspections, eliminating the need for humans to be on-site and risking their safety while inspecting properties.
This eliminates on-site injuries by removing workers from high-risk situations. In turn, this reduces company costs for workers’ compensation claims.
With drone inspection claim services, insurers don’t have to fly long distances to inspect the claim site, and they don’t need to spend time and money manually inspecting the claim site.
The critical amount of time they save allows them to focus their time and resources on other important issues.
Speeds Up the Claims Process
Since drones can inspect insured properties more efficiently and quickly, insurance companies will be able to handle insurance claims much faster. This means more satisfied policyholders, which in turn increases the company’s reputation and bottom line.